3 Reasons One Hour Loans Beat Credit Cards Every DayWhen you need extra cash, whether for paying the bills during the week, making a big purchase, like a new computer for your kids, or solving emergency situations that come with big bills, you have options. You can beg and borrow cash from friends or family, if you have no shame. You can try credit cards if you’re prepared to be in debt and pay interest for months or years. Or, you can get the quick cash from one hour loans. Here are three of the best reasons to skip credit card debt in favor of our one hour loans the next time you need cash.
1. One Hour Loans Can Be Repaid Quickly
Credit cards seem easy and simple, and it’s true that they are convenient. Fill out a form, get a card, and use it any time. The problem is that credit card companies want you to stay in debt to them, for as long as possible. Why? So you keep paying interest to them. This is how they make money. Many people end up paying only the interest or minimum payments on credit card bills and staying in debt for months or years. With one hour loans, you pay the loan back in full by your next payday, and you go back to being debt-free.
2. One Hour Loans Won’t Trash Your Credit Score
That kind of debt that goes on and on can be a major hassle. You can easily forget to make your monthly credit card bill, or because of all the interest payments you aren’t able to afford some payments. So what happens? Your credit score takes a hit. With one hour loans, because you get the full amount repaid with your paycheck, you don’t have lingering debt. You don’t risk forgetting a payment and getting a bad mark on your credit report.
3. One Hour Loans Are Stress-Free
Credit cards are fun at first, but they quickly become stressful. One hour loans, on the other hand, are anything but stressful. They are easy to apply for—just use your smartphone; they are quick, with approval in less than 90 seconds and complete within one hour; best of all, these loans are fast and easy. You get cash the next day with very little effort and absolutely no stress. Why would you even bother with credit cards? Get one hour loans today instead.