It’s Not Too Late For An Income Tax Loan!
Tax Day may be in the rearview mirror, but if you filed for an extension and won’t be getting your refund as soon as you’d like, an Income Tax Loan may still be a great option for you. There are lots of reasons that filing by mid-April isn’t always possible, but just as many reasons that you might need the refund dollars sooner than the IRS will be delivering. Whether it’s overdue bills, extra cash needed for an upcoming vacation, or an urgent unplanned expense, you can count on your refund to pay for it even if you haven’t filed your return yet!
An Income Tax Loan Can Fix A Furnace Or Fly You To A Tropical Island
It’s tough enough to find room in the budget for emergencies – and even harder for fun things, especially when that a little voice in the back of your mind says you can’t afford them! Instead of “borrowing from Peter to pay Paul”, consider borrowing from yourself instead! After all, your tax return is your own money that was withheld from your paycheck, until the end of the year calculations determined that you’d contributed more than your share. You know the refund is coming, and you know approximately how much you’re getting and when; why not spend that money now, when you need it most? An Income Tax Loan can get you an advance on those funds, which you’ll repay like a standard short term loan – the difference is that you know your refund is on its way, and you get to pay yourself back again!
Getting A Tax Refund Advance Is Easy When It’s An Online Income Tax Loan
Refund advances used to be the product of tax preparation companies, and while they did provide the service they also made it complicated and time consuming. The first requirement was that they completed your tax return, for which there was of course a fee. You would have to go to their storefront, often sit through a considerable wait, spend an hour going through the tax-prep interview, review the different option and fees, sign a great many pieces of paper agreeing to the terms, and somewhere between a day and a week later you could return to the office to pick up a paper check. The check would need to be deposited to your bank – or you’d find somewhere to cash it, for yet another fee. This is quite contrary to the process of receiving an Income Tax Loan, which is much simpler and faster.
First of all, you can apply for an Income Tax Loan whether or not you’ve completed your tax return for the year. If you’re not ready to file yet that’s ok, you can still get an advance! You don’t even need to leave your house to get it! Since the entire process is completed online, it’s available 24/7 – and there are lenders available at every hour too, so the application doesn’t sit and wait for business hours. You’ll simply answer a few questions about your personal information and employment, and provide banking data so the funds can be deposited directly into your account if you’re approved – no check to wait for or cash!