10 Top Quick Loans FAQ!
What are Quick Loans?Quick loans are short-term payday loans you can apply and be approved for in just minutes – no delays, no waiting, no anxiety!
Do I meet the qualifications for quick loans?
Almost certainly – the basic requirements are designed to make sure quick loans are accessible to as many creditworthy consumers as possible.
Does “creditworthy” mean I need great credit in order to be approved?
No, it doesn’t! Quick Loans lenders want to make sure that basic short-term personal loans are available to those who may have had financial problems in the past that damaged their credit, but are employed and financially stable now and are simply dealing with the extended time period that issues stay active on the major national credit reports.
How does the application process work?
The entire process, from start to finish, is completed online – that makes it both fast and convenient! You can apply through the website at any time of the day or night, from anywhere you have an internet connection. Simply fill in the basic personal, employment, and financial information, and click submit! The lenders will review your application immediately and be in touch right through your browser within two minutes.
Do I need to upload financial statements or tax returns when I apply?
There are no financial documents required when you apply for quick loans. No collateral, credit reference, or long detailed lists of monthly expenses are required either.
Is it true I can apply from my smartphone or tablet?
Yes! It’s becoming clear that more and more people are using their phones as a primary computing device, rather than just as a telephone, camera, and place to check email. In order to keep up with the times and makes sure we can be of service to the most people. The website and application are designed to be completely mobile-friendly, so you can read the necessary information and complete the application form just as easily on your phone as you could on a large monitor screen.
How fast can I get the money from a Quick Loan?
Cash will be deposited directly to your bank account the same day you’re approved – often within the hour. Each financial institution has its own procedures for clearing deposits and those often require an overnight wait. What this means is that your funds will usually be available on the business day following the one on which your quick loan is approved.
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