Swap Out Those Late Fees For A Low Cost Payday Loan
When the budget gets tight, the first thing most of us do is start “juggling” – pay one bill late so there will be enough cash to pay the others on time. This can go on for some time, but the late fees build up and can begin to affect your credit report. That’s not something you want to make a habit of! Instead of risking your good credit rating and paying late fees month after month, apply for a short-term, low cost payday loan and pay your bills on time! It’s the fastest, simplest way to borrow money and reclaim your financial life. Whether your budget was unbalanced by a health emergency, a household appliance that decided it was time to have an inconvenient breakdown, or an unexpected trip across the country to see your best friend get married ahead of schedule, there’s cash available to make sure that financial difficulties don’t have to upend your life.
A Low Cost Payday Loan Can Be Used For Fun Too, Not Just Crises
Summertime is the perfect time for family fun and adventures that will be remembered for years to come. The family bonding created by a road trip to the family reunion or a week at a beach house are worth far more than the dollars needed to make those experiences happen. We all plan to save for special occasions and vacations, but that’s hard to do – even with the best of intentions, there are always other unexpected expenses that those dollars could or should be spent on. Sometimes those are emergencies, and other times just temptations – but either way there’s rarely a healthy fat savings account waiting when it’s time to hit the road with the family! One answer is a low cost payday loan – you can borrow what you need, up to $1000, and repay it out of your next few paychecks. The interest and fees are fair and reasonable, and there are flexible terms if you need them. Don’t let an empty savings account keep you stuck at home all summer!
You Can Actually Save Money With A Low Cost Payday Loan
Have you ever bounced a check, or overdrawn your account with an electronic transaction? Do you remember how much it cost you? Due to banks’ policies of clearing the largest charges first, what might have been one bounced charge can easily become many. Average overdraft fees are $30 each, and all it takes is one small miscalculation to begin a spiral of charges that can cost hundreds of dollars. Don’t let yourself get into that situation. If you see that your budget is so tight that overextending your account might be a concern, apply for a low cost payday loan to put an extra hundred in your account, or whatever it will take to give you a safe margin of error. The related fees and interest will be less than you’ll pay the bank for allowing your account to go into the red, and you’ll know ahead of time exactly how much it will cost, which puts you in the driver’s seat!