How to Travel on a Holiday Loan, Even with Student Loan DebtThe holidays can be a great time to travel. You may have opportunities to visit friends or family you rarely see or to just take a few days off to rest and recuperate or get out of the cold and snow. Either way, if you have student loans still to pay off and weren’t able to save enough for airfare, can you really take out a holiday loan for travel expenses? The answer is yes, and here’s how to do it.
Check out Holiday Loans Online
First, skip the usual places for loans and go online instead. Use a website to fill out the application much more quickly. Or, download a free app and you can apply for a holiday loan anytime and anywhere. Not only are online loans more convenient, but they’re also faster. You can get through the entire process, from applying to getting cash in your hands in less than 24 hours in most cases. Applying and getting approved takes just minutes.
Get Approved Even if Student Loans Have Messed with Your Credit
If you go with these online holiday loans another advantage you’ll get is easy approval. Student loan debt can really do damage to your credit score, especially if you have struggled to make payments on time more than once. Even with poorer credit you can get approved for these loans online. The lenders are different than those offering traditional loans, and they don’t rely solely on credit.
Work Extra Hours if Possible, to Help Pay off Student Loans
Of course, even in the stress of the holiday season you still want to keep making payments on your student loan. If you can, take on extra hours at work. It will be a relief if you can keep earning and even earning more before you go off on a holiday break. If your boss doesn’t offer extra hours, try a second job or side gig.
Use a Holiday Loan to Get Great Travel Deals and Save Money
At this time of year you’ll feel pressured to spend a lot, but you also have many opportunities to save. There will be some great travel deals coming up, but if you don’t have some cash on hand you won’t be able to take advantage of them. If you need to travel this season, get a holiday loan and have the money you need to get those great deals when they become available.
Try to Put Student Loan Debt out of Mind, for Now
Paying down your student loan is important, but so is enjoying the holiday season. Do what you can to earn more to repay it, but try not to let it stress you out more than necessary. You can redouble efforts in January. Now is the time to enjoy that well-earned travel. Use your holiday loan, have a great trip, and try not to think about your finances until the New Year.