Why Apply for a Tax Refund Advance?How’s your budget looking? Could you use a little more flexibility? Most of us could! And that’s why we look forward to tax time so much – it’s like “free money” that appears like a gift, all ours and never needing to be repaid! And in fact it is free money, because it’s our money that we would have received in our paychecks if our employer – or their payroll department – hadn’t withheld more for income taxes than you actually ended up owing. It’s not their fault, of course – payroll withholding is very complex and always more of a guess than an exact science, but when the end result is a refund that’s a happy mistake indeed! Here’s the one problem – what if the time that you need that extra cash doesn’t line up with our uniform, federally mandated “tax time”? If you need your tax money now, instead of months from now after you’ve filed your return and it’s been processed and a refund issued, a tax refund advance is for you!
How Does a Tax Refund Advance Work?
It’s such a quick and simple process you’re going to wish you’d discovered them years ago! The whole process is conducted online, which makes it both fast and convenient. Start by clicking over to the website and follow the instructions where it says Apply Here. You’ll discover that the tax refund advance application form is incredibly brief and simple, asking just a handful of basic questions about your income and employment, identification such as a driver’s license number, phone number and address, and your bank account number so that the funding you’re approved for can be deposited directly into your bank account. Once you click submit and the information is instantly transmitted to the lenders to match you with the best possible loan product for your needs, you’ll receive your approval in less than two minutes, right in your browser. The terms and conditions will be provided so you can read through them and be aware of the details of the agreement, and an electronic signature to seal the deal if you want to agree and accept the loan.
Can I Get a Tax Refund Advance with Bad Credit?
In short, yes! The lenders who work with this type of short-term loans are of the belief that responsible hard working Americans should be able to access quick short-term cash when they need it with a minimum of red tape and difficulty. Instead of using the standard credit bureau credit check to determine whether or not they can approve your application, they use their own set of criteria – more current up-to-date factors such as your employment, income, length of time at your job, and similar items. With a tax refund advance you can borrow against your next income tax refund – no matter when it’s due – and get access to that cash now, when you need it most. Repayment can come from your tax refund or your paycheck, depending on which is available when the loan is due, and lenders may be able to extend payment terms for a fee if that is what works best for you. Need more money than your bank account currently has to offer? Try a tax refund advance today!
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